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Medicare Part D Plans Need help? Call (866) 949-3815 Toll Free

Medicare Part D is a federal program to subsidize the cost of prescription drugs for Medicare beneficiaries. Prior to 2003, Medicare only covered hospital care (Medicare Part A) and doctor and out-patient care (Medicare Part B). In 2003, the Medicare Prescription Drug Improvement and Modernization Act of 2003 became a law. As a result, in 2006 Medicare also provided coverage for prescription drug costs.

Medicare contracts with private insurance plans, and these plans provide prescription drug benefits to Medicare beneficiaries. This coverage is available as a prescription drug plan (PDP) if you have an Original Medicare Plan or included in some Medicare Advantage plans (MAPD). To take advantage of Medicare Part D coverage, most people will need to purchase one of these private plans. These are the plans we will show you through our free Medicare Part D plan comparison tool

Compare and Select a Medicare Part D Plan in 3 Easy Steps:

Enter your information - Enter your ZIP code and Medicine information.
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Search includes personalized information about:

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Medicare Health Plans (that cover drugs)

Find and compare these plans using the Medicare Options Compare.

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The Senior Resource Center for Medicare Information (Medicare.Org) is a resource for Medicare beneficiaries, public agencies and private organizations that provide consumer information and services about the Medicare program and its health plan options.

Medicare.Org serves as a conduit for information, enabling professionals and non-professionals to serve the Medicare community more efficiently and without bias.

Due to the increasing number of people turning 65 every year, our services are becoming more important. As with any organization our mission is to develop innovative, technology based solutions for providing information to the Medicare community through dedicated support and volunteer contributors. We are always looking for industry expertise for the mutual success of our beneficiaries, partners and providers.

2009 Medicare Premium Amounts

Medicare Premiums for 2009:

Part A: (Hospital Insurance) Premium

Most people do not pay a monthly Part A premium because they or a spouse has 40 or more quarters of Medicare-covered employment.
The Part A premium is $244.00 per month for people having 30-39 quarters of Medicare-covered employment.
The Part A premium is $443.00 per month for people who are not otherwise eligible for premium-free hospital insurance and have less than 30 quarters of Medicare-covered employment.

Part B: (Medical Insurance) Premium

$96.40 per month*

Medicare Deductible and Coinsurance Amounts for 2009:

Part A: (pays for inpatient hospital, skilled nursing facility, and some home health care) For each benefit period Medicare pays all covered costs except the Medicare Part A deductible (2009 = $1,068) during the first 60 days and coinsurance amounts for hospital stays that last beyond 60 days and no more than 150 days.

For each benefit period you pay:

A total of $1,068 for a hospital stay of 1-60 days.
$267 per day for days 61-90 of a hospital stay.
$534 per day for days 91-150 of a hospital stay (Lifetime Reserve Days).
All costs for each day beyond 150 days

Skilled Nursing Facility Coinsurance

$133.50 per day for days 21 through 100 each benefit period.

Part B: (covers Medicare eligible physician services, outpatient hospital services, certain home health services, durable medical equipment)

$135.00 per year. (Note: You pay 20% of the Medicare-approved amount for services after you meet the $135.00 deductible.)

Additional information about the Medicare premiums, deductibles, and coinsurance rates for 2009 is available in the September 19, 2008 Fact Sheet titled, "CMS Announces Medicare Premiums, Deductibles for 2009" on the www.cms.gov website.

*Note: If your income is above $85,000 (single) or $170,000 (married couple), then your Medicare Part B premium may be higher than $96.40 per month. For additional details, see our FAQ titled: " Medicare Part B Monthly Premiums in 2009"

Doctors and Hospitals with Medicare

Which Docs and Hospitals Can I Use with Medicare?

Medicare determines what a medical service should cost. This is called the Medicare-approved amount. Doctors and hospitals choose whether or not to agree to accept the Medicare-approved amount as payment in full for those medical services. If a doctor or hospital agrees to accept the approved amount, he or she is "accepting assignment." If your doctor or hospital accepts assignment, you will generally pay less. (Most all doctors and hospitals nationwide accept Medicare assignment, but you should confirm that before seeing them.)

Medicare Training

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Medicare Guide

Medicare & You 2009 contains important information about what’s new, health plans, prescription drug plans, and more.

Click Here to download the PDF Version of the guide.

Medicare Card

Lost Medicare Card?

If your Medicare card is lost, stolen or damaged, you can ask for a new one at this website. Information about Replacing a Medicare Card at SSA.Gov.

This website is a private website and is not, associated, endorsed or authorized by the Social Security Administration, the Department of Health and Human Services or the Center for Medicare and Medicaid Services. This site contains basic information about Medicare, services related to Medicare and services for people with Medicare. If you would like to find more information about the Government Medicare program please visit the Official US Government Site for People with Medicare located at www.medicare.gov

Medicare Part D Plans Need help? Call (866) 949-3815 Toll Free

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