Understanding Medicare Special Needs Plans in Bullock County, Alabama
Explore 18 Medicare Special Needs Plans (SNPs) available in Bullock County for 2025. These plans are designed for individuals with specific healthcare needs, including chronic conditions, long-term care, or dual eligibility for Medicare and Medicaid.
Ready to explore your Special Needs Plan options further? Speak with a licensed HealthCompare agent today at 1-833-748-3201 (TTY 711).
Compare the available plans below, or call 1-833-748-3201 (TTY 711) to speak with a licensed HealthCompare agent for personalized help.
An Overview of the Different SNP Plans in Bullock County
Medicare Special Needs Plans (SNPs) cater to specific health needs and are not available everywhere in Alabama. Each type of SNP provides tailored benefits to a unique group of individuals.
- Dual Eligible SNP Plans (D-SNP): Bullock offers 11 D-SNP plans. They combine Medicare and Medicaid benefits to simplify healthcare management. The average premium for these plans is $23.69. The premium on most D-SNP plans is covered in full by Medicaid.
- Chronic Condition SNP Plans (C-SNP): There are 1 C-SNP plans in Bullock County. The average premium for these plans is $0.00. C-SNPs provide specialized care for individuals with chronic health conditions.
- Institutional SNP Plans (I-SNP): Bullock County has 2 I-SNP plans available. These plans are designed for individuals living in long-term care facilities or those who require ongoing skilled nursing care.
- Medicare Advantage Plans: If you don't qualify for a SNP Plan or you can't find one that meets your needs, a traditional Medicare Advantage plan is another option. We organize these plans here: Medicare Advantage Plans in Bullock County, AL.
Dual Eligible Special Needs Plans (D-SNPs)
Tailored for individuals who qualify for both Medicare and Medicaid, these plans streamline your healthcare by combining benefits from both programs. You can also use the Medicare Plan Compare tool on Medicare.gov to explore your options further.
Bullock County, Alabama D-SNP Options
| Plan Name | Rating* | Premium/Mo | Network | |
|---|---|---|---|---|
| Aetna Medicare Dual Preferred | $21 | HMO D-SNP | ||
| Aetna Medicare Dual Select | $12 | HMO D-SNP | ||
| UHC Dual Complete AL-V002 | $40 | HMO-POS D-SNP | ||
| UHC Dual Complete AL-Y1 | $0 | HMO-POS D-SNP | ||
| VIVA Medicare Extra Value | $40 | HMO D-SNP | ||
| Humana Dual Select H5619-093 | $33 | HMO D-SNP | ||
| HumanaChoice SNP-DE H5216-370 | $0 | PPO D-SNP | ||
| UHC Dual Complete AL-D001 | $35 | HMO-POS D-SNP | ||
| UHC Dual Complete AL-D002 | $40 | PPO D-SNP | ||
| UHC Dual Complete AL-V001 | $40 | HMO-POS D-SNP | ||
| Simpra Advantage Dual Care | $0 | PPO D-SNP | ||
| * Every year, the Centers for Medicare & Medicaid Services (CMS) evaluates plans based on a 5-star rating system. | ||||
- Medicaid Eligibility: D-SNPs are designed for individuals who qualify for both Medicare and Medicaid. Ensure that you meet the eligibility requirements for Medicaid in your state.
- Question to ask: Am I eligible for Medicaid benefits in addition to Medicare?
- Provider Network: Confirm that your preferred healthcare providers, including doctors and hospitals, are part of the D-SNP plan's network to avoid out-of-network costs.
- Question to ask: Are my doctors and hospitals in this plan’s network?
- Integrated Benefits: D-SNPs integrate Medicare and Medicaid benefits, which can simplify your healthcare management. Check what specific benefits are included in your plan.
- Question to ask: What additional benefits are provided by this D-SNP plan?
- Prescription Drug Coverage: Most D-SNPs include prescription drug coverage. Review the formulary to ensure your medications are covered.
- Question to ask: Does this plan cover my current prescriptions?
Institutional Special Needs Plans (I-SNPs)
Designed for individuals living in long-term care facilities, like nursing homes, or those needing prolonged skilled nursing care at home, these plans offer specialized coverage. You can find more information about I-SNPs and their benefits on the CMS website.
Bullock County, Alabama I-SNP Options
| Plan Name | Rating* | Premium/Mo | Network | |
|---|---|---|---|---|
| Simpra Advantage Assist | $86 | PPO I-SNP | ||
| Simpra Advantage Nursing Home Plan | $40 | PPO I-SNP | ||
| * Every year, the Centers for Medicare & Medicaid Services (CMS) evaluates plans based on a 5-star rating system. | ||||
- Long-Term Care Needs: I-SNPs are designed for individuals in long-term care facilities or those needing ongoing skilled nursing care. Ensure the plan covers the level of care you require.
- Question to ask: Does this plan cover my specific long-term care needs?
- Facility Network: Confirm that the long-term care facilities or skilled nursing providers you prefer are in the plan’s network to avoid out-of-network costs.
- Question to ask: Are my preferred care facilities and providers in-network?
- Care Team Support: I-SNPs often include dedicated care teams to coordinate your care. Verify that the plan provides access to a care team that meets your needs.
- Question to ask: Will I have access to a dedicated care team under this plan?
- Prescription Drug Coverage: Most I-SNPs include prescription drug coverage. Check the plan’s formulary to ensure that your medications are covered.
- Question to ask: Are my medications covered, and what are the copays?
Chronic Condition Special Needs Plans (C-SNPs)
These plans are tailored for individuals with significant or disabling chronic conditions. C-SNPs are focused on coordinating care across multiple medical providers and often offer additional benefits, such as prescription drug coverage.
Bullock County, Alabama C-SNP Options
| Plan Name | Rating* | Premium/Mo | Network | |
|---|---|---|---|---|
| UHC Complete Care AL-5 | $0 | HMO-POS C-SNP | ||
| * Every year, the Centers for Medicare & Medicaid Services (CMS) evaluates plans based on a 5-star rating system. | ||||
- Chronic Condition Management: C-SNPs are designed for individuals with specific chronic conditions. Make sure the plan covers your condition and offers specialized care that meets your needs.
- Question to ask: Does this plan provide specialized care for my chronic condition?
- Care Coordination: C-SNPs often provide coordinated care among different healthcare providers. Verify that the plan includes access to specialists who treat your condition.
- Question to ask: Does this plan offer coordinated care with specialists I need?
- Extra Benefits: C-SNPs may offer additional benefits such as wellness programs or disease management services.
- Question to ask: What extra benefits does this C-SNP plan offer for managing my condition?
- Prescription Drug Coverage: C-SNPs generally include prescription drug coverage. Review the formulary to ensure your medications are covered and affordable.
- Question to ask: Are my medications covered, and what are the associated costs?
How and When to Enroll in a Special Needs Plan in Bullock County
Choosing the right Medicare Special Needs Plan (SNP) in Bullock County depends on enrolling at the right time. Understanding the different enrollment periods will help ensure that you get the coverage that best meets your needs.
When to Enroll
- Initial Enrollment Period (IEP): The IEP gives you your first chance to enroll in Medicare, starting three months before and ending three months after your 65th birthday. Learn more: Medicare Initial Enrollment Period Guide.
- Medicare Advantage Open Enrollment Period (MA OEP): Every year from January 1 to March 31, this period lets you switch your Medicare Advantage Plan, including SNPs, so long as you are currently enrolled in a Medicare Advantage plan. Learn more: MA Open Enrollment Guide.
- Annual Enrollment Period (AEP): This period runs from October 15 to December 7 and is when most people make adjustments to their Medicare coverage. Learn more: Medicare AEP Guide.
- Special Enrollment Periods (SEPs): If you have a qualifying life event, like moving or losing other coverage, you might qualify for a Special Enrollment Period. Learn more: SEP Guide.
How to Enroll
Ready to enroll in a Medicare Special Needs Plan? Here’s how to get started:
- Consult a Licensed Agent: Call 1-833-748-3201 (TTY 711) to speak with a licensed HealthCompare agent who can guide you through the process.
- Contact the Plan Provider Directly: Reach out to the plan provider via their website or customer service to begin enrollment.
- Use Medicare.gov: Visit Medicare.gov to compare plan options and enroll online.
FAQs about Medicare Special Needs Plans in Bullock County
What is a Medicare Special Needs Plan (SNP)?
A Medicare Special Needs Plan (SNP) is a type of Medicare Advantage Plan designed to meet the specific needs of individuals in Bullock County who have chronic conditions, live in long-term care facilities, or qualify for both Medicare and Medicaid.
How do SNPs differ from regular Medicare Advantage plans?
Unlike standard Medicare Advantage Plans, SNPs provide specialized benefits and care coordination tailored to individuals with unique healthcare needs, such as chronic illnesses or dual eligibility for Medicare and Medicaid.
Can I switch to an SNP if I’m already enrolled in a different Medicare plan?
Yes, switching to an SNP is possible during the Annual Enrollment Period (AEP) or during a Special Enrollment Period (SEP) if you qualify due to a life event, such as moving or losing coverage.
What types of chronic conditions qualify for a Chronic Condition SNP (C-SNP)?
If you have a chronic condition like diabetes, heart disease, or chronic obstructive pulmonary disease (COPD) and reside in Bullock County, you may qualify for a Chronic Condition SNP (C-SNP). Check the specific plan details to ensure coverage for your condition.
How do I find out if my doctors and medications are covered by an SNP?
You can verify whether your doctors and prescriptions are covered by reviewing the plan’s provider network and drug formulary. This information is usually available on the plan’s website or through customer service.
Can I enroll in an SNP at any time, or do I have to wait for an enrollment period?
Enrollment in an SNP in Bullock County is generally limited to specific periods, such as the Initial Enrollment Period (IEP), Annual Enrollment Period (AEP), or Medicare Advantage Open Enrollment Period (MA OEP) for Medicare beneficiaries currently enrolled in a Medicare Advantage plan. Special Enrollment Periods (SEPs) may also be available if you experience certain qualifying events.
The D-SNP, C-SNP, and I-SNP plans listed on this page are available to qualifying individuals enrolled in Medicare Part A and Part B living in Midway, Union Springs, and all other areas of Bullock County, Alabama.
Plans Offered for Enrollment through Medicare.org
Medicare Advantage and Part D plans and benefits offered by the following carriers: Aetna Medicare, Anthem Blue Cross, Anthem Blue Cross and Blue Shield, Aspire Health Plan, Baylor Scott & White Health Plan, Capital Blue Cross, Cigna Healthcare, Dean Health Plan, Devoted Health, Florida Blue Medicare, Freedom Health, GlobalHealth, Health Care Service Corporation, Healthy Blue, HealthSun, Humana, Molina Healthcare, Mutual of Omaha, Medica Central Health Plan, Optimum HealthCare, Premera Blue Cross, SCAN Health Plan, Simply, UnitedHealthcare(R), Wellcare, WellPoint.