Clear Spring Health Value Rx A 2025 Medicare Part D Plan Available in Missouri

CMS Rating: ☆☆☆☆☆ (2.0 out of 5 stars^*)

Welcome to the 2025 Clear Spring Health Value Rx Medicare Part D plan guide for Missouri. Here, you’ll find all the information you need, including plan benefits, costs, and star ratings. We’ve also included enrollment options to assist you in securing the right prescription drug coverage for you in Missouri.

The Clear Spring Health Value Rx plan provides valuable coverage for reducing your prescription drug costs, whether you're enrolled in Medicare Part A and/or Part B, or a Medicare Advantage plan without drug coverage in Missouri.

• Monthly Premium
• Deductible
• Copays
• CMS 5-Star Ratings
• Enrollment
• Contact the Plan

Breaking Down Medicare Part D Plan Costs

Clear Spring Health Value Rx has a range of costs, including monthly premiums, deductibles, copayments, and coinsurance. Understanding how each of these components impacts your overall expenses is key to managing your prescription drug costs effectively. The sections below will guide you through each cost factor.

Premium Breakdown

Your monthly premium for the Clear Spring Health Value Rx plan is bundled into the total plan cost. Depending on the plan, you may face additional expenses or qualify for Low-Income Subsidy (LIS) support. The table below outlines the premium structure for this 2025 Clear Spring Health plan.

NOTE: Want to know more about the Low-Income Subsidy (LIS) or "Extra Help" program? This benefit can lower your prescription drug costs in Missouri. Visit the Social Security Extra Help page to learn more.

Annual Deductible Information

The annual Medicare Part D deductible for this plan is $590.00. You are responsible for paying this amount before Clear Spring Health starts sharing the cost of your prescriptions.

Out-of-Pocket Costs in this Drug Plan

Along with the plan's monthly premium and deductible, Clear Spring Health Value Rx requires you to pay copayments (a set dollar amount) or coinsurance (a percentage of the drug cost) when picking up your medications. The table below provides a breakdown of these out-of-pocket expenses.

How the CMS 5-Star Rating Works

The CMS evaluates Medicare Part D plans each year and assigns a star rating from 1 to 5 based on their overall quality and performance. These ratings are determined by factors like member experiences, customer service, and how well the plan ensures prescription drug safety. Higher ratings indicate better quality, making it easier for you to choose the right plan. Below is the star rating for the Clear Spring Health Value Rx plan.

Important Medicare Part D Enrollment Periods

Timing your enrollment in Medicare Part D is critical. Here are the key periods when you can sign up for or make changes to your plan:

• Initial Enrollment Period (IEP): Your first chance to enroll in Medicare Part D typically starts three months before the month you turn 65 and lasts for seven months. Learn more about when your Initial Enrollment Period begins.
• Annual Enrollment Period (AEP): Every year from October 15 to December 7, you can join, switch, or drop your Medicare Part D plan. Get details about the Medicare Annual Enrollment Period.
• Medicare Advantage Open Enrollment Period (MA-OEP): From January 1 to March 31, you can change your Medicare Advantage plan or switch back to Original Medicare (with or without Part D), so long as you are currently enrolled in a Medicare Advantage plan. Explore the Medicare Advantage Open Enrollment Period.
• Special Enrollment Period (SEP): Certain events, like moving or losing other coverage, may qualify you for a Special Enrollment Period, allowing you to enroll or change plans outside the usual periods.

How to Enroll in Clear Spring Health Value Rx

Here are a few ways to enroll in Clear Spring Health Value Rx or a different Medicare Part D plan:

• Online via MedicareEnrollment.com: Compare and get enrolled online by visiting MedicareEnrollment.com.
• Call HealthCompare: Speak with a licensed insurance agent by calling HealthCompare at 833-748-3201 (TTY 711) for personalized assistance (Mon-Fri 5am-6pm, Sat 6am-5pm PST).
• Call 1-800-MEDICARE: You can also call 1-800-MEDICARE (1-800-633-4227) for help with enrollment. TTY users should dial 1-877-486-2048.
• Call the Plan Directly: Contact the plan directly using the information provided below to enroll by phone.

Contact Clear Spring Health

Plans Offered Through Medicare.org

Medicare Advantage and Part D plans and benefits offered by the following carriers: Aetna Medicare, Anthem Blue Cross, Anthem Blue Cross and Blue Shield, Aspire Health Plan, Baylor Scott & White Health Plan, Capital Blue Cross, Cigna Healthcare, Dean Health Plan, Devoted Health, Florida Blue Medicare, Freedom Health, GlobalHealth, Health Care Service Corporation, Healthy Blue, HealthSun, Humana, Molina Healthcare, Mutual of Omaha, Medica Central Health Plan, Optimum HealthCare, Premera Blue Cross, SCAN Health Plan, Simply, UnitedHealthcare(R), Wellcare, WellPoint.

This page was last updated on October 21, 2024.