Cigna Healthcare Saver Rx A 2025 Medicare Part D Plan Available in Arizona

CMS Rating: ☆☆☆☆☆ (2.5 out of 5 stars^*)

Welcome to the 2025 Cigna Healthcare Saver Rx Medicare Part D plan guide for Arizona. Here, you’ll find all the information you need, including plan benefits, costs, and star ratings. We’ve also included enrollment options to assist you in securing the right prescription drug coverage for you in Arizona.

The Cigna Healthcare Saver Rx plan provides valuable coverage for reducing your prescription drug costs, whether you're enrolled in Medicare Part A and/or Part B, or a Medicare Advantage plan without drug coverage in Arizona.

• Monthly Premium
• Deductible
• Copays
• CMS 5-Star Ratings
• Enrollment
• Contact the Plan

Understanding Medicare Part D Plan Costs

Cigna Healthcare Saver Rx has various costs beyond just the monthly premium. From deductibles to copayments and coinsurance, it's essential to understand how these expenses work so you can effectively manage your prescription drug costs. The sections below break down each cost component to help you navigate these financial details with ease.

Monthly Premium Overview

The Cigna Healthcare Saver Rx plan's monthly premium is an important factor in your total costs. Some plans include extra fees or offer financial aid through the Low-Income Subsidy (LIS) program. The following table details the premium costs for this 2025 plan by Cigna Healthcare.

TIP: To learn more about the Low-Income Subsidy (LIS) program, also known as "Extra Help," and how it can assist with your prescription drug costs in Arizona, visit the Social Security Extra Help page.

Part D Prescription Drug Plan Deductible

This plan's Medicare Part D annual deductible is $590.00. You will need to pay this deductible amount before Cigna Healthcare begins covering your prescription drug costs at the pharmacy.

Prescription Drug Plan Out-of-Pocket Costs

Along with the plan's monthly premium and deductible, Cigna Healthcare Saver Rx requires you to pay copayments (a set dollar amount) or coinsurance (a percentage of the drug cost) when picking up your medications. The table below provides a breakdown of these out-of-pocket expenses.

CMS 5-Star Rating Overview

Every year, the Centers for Medicare & Medicaid Services (CMS) rates Medicare Part D plans on a 5-star scale, with 5 stars representing excellent quality and performance. These ratings consider factors like customer service, member experience, and the safety of prescription drugs. A higher rating reflects better overall quality, helping you choose the best plan for your needs. The table below shows the CMS rating for the Cigna Healthcare Saver Rx plan.

When to Enroll in a Medicare Part D Plan

Timing your enrollment in Medicare Part D is critical. Here are the key periods when you can sign up for or make changes to your plan:

• Initial Enrollment Period (IEP): Your first chance to enroll in Medicare Part D typically starts three months before the month you turn 65 and lasts for seven months. Learn more about when your Initial Enrollment Period begins.
• Annual Enrollment Period (AEP): Every year from October 15 to December 7, you can join, switch, or drop your Medicare Part D plan. Get details about the Medicare Annual Enrollment Period.
• Medicare Advantage Open Enrollment Period (MA-OEP): From January 1 to March 31, you can change your Medicare Advantage plan or switch back to Original Medicare (with or without Part D), so long as you are currently enrolled in a Medicare Advantage plan. Explore the Medicare Advantage Open Enrollment Period.
• Special Enrollment Period (SEP): Certain events, like moving or losing other coverage, may qualify you for a Special Enrollment Period, allowing you to enroll or change plans outside the usual periods.

How to Enroll in Cigna Healthcare Saver Rx

Here are a few ways to enroll in Cigna Healthcare Saver Rx or a different Medicare Part D plan:

• Online via MedicareEnrollment.com: Compare and get enrolled online by visiting MedicareEnrollment.com.
• Call HealthCompare: Speak with a licensed insurance agent by calling HealthCompare at 833-748-3201 (TTY 711) for personalized assistance (Mon-Fri 5am-6pm, Sat 6am-5pm PST).
• Call 1-800-MEDICARE: You can also call 1-800-MEDICARE (1-800-633-4227) for help with enrollment. TTY users should dial 1-877-486-2048.
• Call the Plan Directly: Contact the plan directly using the information provided below to enroll by phone.

Contact Cigna Healthcare

Plans Offered Through Medicare.org

Medicare Advantage and Part D plans and benefits offered by the following carriers: Aetna Medicare, Anthem Blue Cross, Anthem Blue Cross and Blue Shield, Aspire Health Plan, Baylor Scott & White Health Plan, Capital Blue Cross, Cigna Healthcare, Dean Health Plan, Devoted Health, Florida Blue Medicare, Freedom Health, GlobalHealth, Health Care Service Corporation, Healthy Blue, HealthSun, Humana, Molina Healthcare, Mutual of Omaha, Medica Central Health Plan, Optimum HealthCare, Premera Blue Cross, SCAN Health Plan, Simply, UnitedHealthcare(R), Wellcare, WellPoint.

This page was last updated on October 23, 2024.