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Medigap, or Medicare Supplement, policies can help lower your out-of-pocket costs incurred with Original Medicare. Your Medigap 6-month initial enrollment policy begins when you turn 65 and are enrolled in Part B. During this period, you have a guaranteed issue right to purchase any Medigap policy sold in your state….

Coverage for long-term care can vary depending on how you receive your Medicare and/or supplemental benefits. The type of long-term care you receive also impacts how your Medicare benefits apply to the cost of those services. Supplemental insurance may help reduce some of the out-of-pocket expenses associated with long-term care….

Mobility can become a continual challenge with age, and although the rotator cuff is not directly a factor in remaining mobile, it can affect range-of-motion activities and severely limit activity levels when this joint has become damaged. This may lead to mobility issues in the future as limited activity levels…

When it comes to protecting your overall health, dental care needs to be a priority. This is because the health of your teeth, gums and mouth can have a large impact on your cardiovascular system, your immune system and more. Failing to properly address oral health concerns in a timely…

Arthritis is a common problem among seniors. Rheumatoid arthritis, however, is an often debilitating condition marked by pain and loss of joint function. It often affects the hands and wrists, which complicates daily life. While rheumatoid arthritis can’t be cured, there are a number of prescription medications that can help…

Although a primary care doctor can help you navigate many of your healthcare needs, you may have medical conditions that require the care of a specialist. Understanding when a specialist should be consulted and whether or not your Medicare benefits provider requires a referral beforehand can help you streamline your…

Medicaid and Medicare are both important programs that provide access to health care for people in different circumstances. Unlike private insurance, these two programs are subsidized by federal and state government funds to allow recipients the ability to receive health care within certain guidelines. Medicare benefits are usually available only…

Diabetes is a common ailment among seniors, which makes diabetes management a major concern for many Medicare recipients. Doctors will routinely prescribe insulin injections as a treatment for type 2 diabetes, the most common form among seniors. Many seniors, however, are interested in insulin management systems like Omnipod. Keep reading…

If you find that your out-of-pocket expenses are too high with Original Medicare coverage, you may consider buying supplemental insurance to cover the gaps in your Medicare insurance. Medicare Supplement, also known as Medigap, policies, may help lower your out of pocket costs. What is Medigap? Medigap policies are supplemental…