Learning Center

Birth control is used by women in their reproductive years to prevent pregnancy as a means of guiding pregnancy decisions. Additionally, some birth control medications are prescribed to assist with hormone balance concerns in women of all ages. While birth control medications are prescription-only, other forms of birth control include…

Medicaid is a federal program administered by states to ensure low-income Americans can access health care coverage. To qualify, you must have limited income and resources. In compliance with federal rules, each state determines the financial threshold and other eligibility requirements applicable to state residents. People enrolled in Medicaid include:…

Original Medicare is a federal healthcare insurance program that provides coverage for a host of medically necessary services and products. Eligibility for Medicare requires that a recipient has reached age 65 or that they have a qualifying disability. Most Medicare plans involve a monthly premium payment, and a deductible must…

Long-term care includes nonmedical personal care services and support provided over an extended period to people who cannot perform everyday functions independently. The need can arise from chronic health conditions or disabilities but is most often associated with eldercare. Some Medicare recipients receive long-term care at home with the support…

One positive factor of being a retired senior is having the time to spend with family and friends. One negative factor of being a retired senior is that many of our favorite people are no longer in the local area. Friends may have relocated to other cities or states for…

We all have heard the saying: Home is Where the Heart Is. For many seniors, that is more than a saying, it is where we want to be for the rest of our lives. But, as we age, we need to consider what remaining in our home will mean long-term as…

If you already receive Medicare benefits, you’re probably aware that every fall, changes in costs and coverage are announced by the Centers for Medicare & Medicaid Services. Millions of Americans are anxious to find out whether their budgets will be affected by higher premiums or deductibles that will go into…