Learning Center

Medigap is supplemental health insurance that Original Medicare recipients can purchase from private insurance companies to help cover some of the costs that Part A and Part do not. While Medicare covers many healthcare costs, you will likely be responsible for a percentage of the cost with no out-of-pocket limits….

Medicare allows some private insurance companies to create insurance policies that supplement Original Medicare Part A and Part B coverage. These plans, called Medigap or Medicare Supplement plans, are sold to eligible Medicare recipients. Medigap plans charge varying premiums based on the wide range of benefits offered by each plan….

Pre-existing health conditions are not excluded from coverage by Medicare Part A or Part B, but supplemental plans may delay coverage of a pre-existing condition in certain cases. Understanding how a pre-existing condition is determined and what your options are when it comes to supplementing your Original Medicare coverage will…

Vision problems are a common side effect of living with diabetes. Even if you manage your condition well, you can still develop secondary conditions. Medicare recipients may need to follow certain protocols in order to establish medical necessity for care that qualifies for coverage with their benefits. Health Risks Associated…

All new Medicare recipients receive their Medicare card in the mail either 3 months before their 65th birthday, or on the 25th month of receiving Social Security disability benefits. This red, white, and blue card is printed on paper and contains your name, your Medicare Beneficiary Identifier (your Medicare identification…

Medicare Advantage plans, also known as Medicare Part C, offer recipients a choice in what kind of healthcare they receive by bundling Original Medicare with additional benefits. Medicare Advantage plans are offered by private insurance companies that contract with Medicare to provide your Part A and Part B benefits, but…

Medicare insurance should not be confused with a general life insurance policy, although they can work in close association with each other. Most people purchase a life insurance plan when they have the responsibility of supporting a family. It provides financial security in cases of catastrophic injury or death. If…

If you experience hearing loss, the use of a hearing aid can help you regain your confidence in conversations and restore your sense of awareness in your environment. However, many people who use hearing aids can find the cost of new hearing aid batteries and the frequency of their need…

Hearing loss is a frustrating reality for many people as they age, but it can also occur due to illness or injury. Fortunately, hearing aids can help restore some hearing ability for many patients. Evaluating the Need for Hearing Aids  If you’re concerned about hearing loss, your first step in…