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There’s no question that Medicare can seem complicated. This part covers this, that part covers that, Medigap, Medicare Advantage, drug plans – it can leave you feeling like you need Medicare for Dummies! The good news is that Medicare really isn’t all that complex once you understand the basics. While…

Patience and compassion are two qualities that a long-term caregiver needs an abundance of when caring for a loved one. While caregiving is emotionally and physically rewarding, this selfless duty also comes with endless challenges. It takes a lot of personal willpower when tending to someone in need of constant…

According to the U.S. Census Bureau, the average retirement age for men in this country is 65 and for women 63. While you may not qualify for your full amount of Social Security retirement benefits at 65, you do qualify for Medicare at 65 years of age.  But because life…

Medicare was first envisioned as a federal benefits program for everyone, but by the time the Medicare and Medicaid Act was signed into law by President Johnson in 1965, Medicare was designated to provide benefits to Americans age 65 and older. Although seniors are the largest demographic to use Medicare…

Even though the concept of Medicare is fairly simple, navigating the process of enrolling in a plan can seem complicated. You may be eligible to enroll in Original Medicare when you turn 65, but exploring your options can get a bit complicated. Plan providers employ their own sales agents who…

Medicare offers coverage for a range of medical costs, including regular visits to your doctor’s office, prescription medications that you purchase from a local pharmacy and even surgery and hospitalization. Although most Medicare recipients receive Medicare Part A, the inpatient benefit, at no cost, there are premiums required for other…

If you haven’t qualified for Medicare due to disability, Medicare eligibility begins the year you turn 65. As you approach Medicare eligibility, there are some things to take care of to make the transition run smoother. If you’re nearing retirement age and are considering your Medicare options, below are some…

Medicare Part C is an alternative to Original Medicare, which is the healthcare program administered by the federal government. Part C plans, also known as Medicare Advantage plans, will give you the same Part A and Part B coverage you’d get under Original Medicare with additional benefits. Some of these…

Physical therapy is a first-line treatment for many injuries and illnesses. The goal of physical therapy is usually to rehabilitate an injury instead of cure a condition; however, physical therapy may be used during the course of more intensive treatments or after surgery. For many people, physical therapy services are…