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Medicare Supplement plans, which can also be called Medigap plans, enhance Original Medicare benefits that have certain limitations. Although Original Medicare helps cover many medical expenses, there are out-of-pocket costs that can add up. To protect themselves from potentially stressful out-of-pocket expenses, many Medicare recipients choose to buy supplemental insurance,…

Medicare is available to beneficiaries once they reach the age of 65 or, if they are under the age of 65, after their 24th month of receiving Social Security Disability Insurance (SSI) due to disability. Certain factors can impact when enrollment can begin and what a beneficiary’s options are when…

In the United States, having a Social Security number (SSN) is critical. Parents often apply for this nine-digit number for their newborn babies so they can open a bank account in the child’s name to start a college fund. From a young age, Americans learn to safeguard and memorize their…

The Social Security Administration (SSA) issues payments to those who qualify by having enough credits earned through working. The number of required credits depends on the type of benefit. An application needs to be submitted to the SSA for any of the following provisions: Retirement Disability Family survivors Medicare Your…

Medicare enrollment typically begins at age 65, or under the age of 65 if an individual qualifies because of certain permanent disabilities. Many eligible individuals are surprised to learn that they only have a limited amount of time each year to make major changes to their Medicare coverage. This period…

Medicare is a program designed to help seniors and other eligible Americans access quality healthcare at an affordable price; however, taking part in Medicare will include some out-of-pocket costs. While there are some state-sponsored healthcare and wellness programs available at no cost, including Medicaid and the Supplemental Nutrition Assistance Program…

As Americans are living longer, older individuals are more in need of senior care then ever. For some, this means having someone visit the home once a day or a few times a week to assist with general care and light housekeeping, but for others, around-the-clock medical care is required….

Canada is one of the United States’ closest allies on the world stage, but it is also a very important trade partner. Additionally, many Americans work in Canada while living in the United States, and travel between the two countries is common for leisure and commerce. Both countries also share…

The way in which Medicare repays a hospital for the services it provides to inpatient recipients can depend on several factors. What is the Difference Between Inpatient and Outpatient Stays? Knowing the difference between what counts as an outpatient or inpatient stay in a hospital can help you prepare for…