Learning Center

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How Coronavirus Spreads

This is a time of great uncertainty that the world is living in now. COVID-19, a novel coronavirus, has created confusion, fear, and a great number of theories about how it spreads. Some theories are true, but others are not, and these falsehoods can be harmful, or at least, distracting….

Will Social Security be Around When I Retire?

People who work and pay Social Security taxes are concerned that these retirement benefits may become exhausted before they are eligible to retire. Based on the latest annual report from the Social Security Board of Trustees, there are emerging financial challenges facing the long-term future of this program. It is…

Does Medicare Cover Treatment for Lupus?

Health care costs for people with chronic illnesses like lupus can skyrocket due to the expense of certain types of treatment. Medicare benefits can help cover some of those costs depending on the type of treatment and its medical necessity. Understanding Lupus         Lupus, an autoimmune disease, causes pain and inflammation…

Does Medicare Cover Treatment for Rheumatoid Arthritis?

As an autoimmune and systemic disease, Rheumatoid Arthritis (RA) can impact the way every organ functions. If you’ve been diagnosed with RA, you may need care provided by a spectrum of specialists and services. Different parts of your Medicare benefits may be used to cover costs associated with your treatment…

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How Do I Get a COVID-19 Test with Medicare?

With news about the COVID-19 pandemic changing frequently, understanding how Medicare insurance recipients should approach testing for the virus as a beneficiary is more important than ever. Who Should Get Tested for COVID-19? If testing resources are limited in your area, you may be restricted by local policy as to…

How Does Part D Work with Other Insurance?

Medicare Part D is Medicare’s prescription drug coverage program. Unlike Original Medicare Parts A and B, Part D plans are optional and sold by private insurance companies that contract with the federal government. Part D was enacted in 2003 as part of the Medicare Modernization Act and became operational on…

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Does Medicare Cover Hydroxychloroquine?

Hydroxychloroquine is most commonly used as an antimalarial drug, but is also closely associated with treatment of autoimmune diseases such as systemic lupus erythematosus and rheumatoid arthritis. Despite recent headlines during the coronavirus pandemic that have made hydroxychloroquine more of a household name, it’s important to only take medications when…

New to Medicare in 2020? What you should know!

The Medicare program continues to be vital to retirees age 65 and older, younger people with certain disabilities, and people suffering from amyotrophic lateral sclerosis, commonly known as ALS or Lou Gehrig’s disease. In January, 2020, Seema Verma, CMS Administrator, touted Medicare’s accomplishments in 2019, noting a reduction of cumbersome…

Does Social Security Count as Income for PACE?

PACE, short for the Medicare and Medicaid program known as Programs of All-Inclusive Care for the Elderly, provides qualifying seniors with an alternative to Medicaid nursing home facilities. For people who qualify and enroll in the program, PACE allows them to get the comprehensive care they need while staying in…