Learning Center

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Does Medicare Cover Assisted Living for Dementia?

When dementia interferes with the daily life of a loved one, many families and caregivers consider an assisted living facility. Assisted living is a type of long-term care (also called custodial care) of services and supports for personal care needs, which include activities of daily living (ADL) like housekeeping, dressing,…

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Medicare & Cataract Surgery Coverage

Cataracts, a clouding of the eye’s natural lens, is a condition of aging so common that half of all Americans are affected by age 80. Fortunately, Medicare helps pay for certain medically necessary eye services like cataract surgery. In fact, eighty percent of cataract surgery in the US is performed on Medicare beneficiaries! Here’s what else…

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Medicare Supplement Plan F vs. High-Deductible Plan F

After enrolling in Original Medicare Part A and Part B, you may decide to purchase a private supplemental insurance plan to help pay the costs that Original Medicare doesn’t cover. During your six-month Medigap Open Enrollment Period, you can choose from up to 10 standardized Medigap plans (A, B, C,…

Great Part-Time Jobs for Retired Seniors

Some retirees need a little extra income to help them afford basic items like health care, travel, and social activities that keep them active and involved in the community – but where can seniors find jobs? It may seem challenging to reenter the workforce over the age of 50, 60,…

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Innovative Technologies for Hearing Loss

Innovations in technology have made dramatic advances in assistive hearing devices that have changed the lives of millions of Americans. Hearing specialists have designed and created products that provide cutting edge solutions based on the demands of their clients. People who live with hearing loss have unique needs. Innovative products…

Forms Needed to Act on a Loved Ones Behalf

Caring for a loved one who is aging and experiencing a decline in health can be difficult for everyone involved. Whether it is a gradual decline or sudden impairment due to an illness or injury, acknowledging one’s loss of control over financial and medical decisions can be challenging. Love and…

Signing Up for Medicare Advantage

Signing Up for Medicare Advantage

Everything You Need to Know Many things have changed since Medicare Part C was formally introduced by legislation in 1997. Medicare Advantage plans have evolved and with one third of all Medicare recipients enrolled in Part C, it is important for individuals approaching Medicare eligibility, or those who are reconsidering…

Common Medicare Terms

Common Medicare Terms

Annual Election Period (AEP) During the AEP, Medicare Advantage-eligible individuals may enroll in or disenroll from an MA plan. The last enrollment request made, determined by the application date, will be the enrollment request that takes effect. AEP occurs from [October 15 through December 7] of every year. The AEP…

Does Aetna Cover My Prescription Drugs?

Does Aetna Cover My Prescription Drugs?

Without coverage, the costs of prescription drugs can add up, especially as we get older. Many seniors are surprised by the overwhelming expense of medications and have concerns about how their Medicare choices can affect them. If you have been prescribed drugs by your physician or want to make sure…