Learning Center

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Different Types of Long-Term Care

There are different types of long–term care. Long–term care refers to a broad range of medical and personal services designed to assist individuals who have lost their ability to function independently. The need for this ongoing care arises when you have a chronic disability or when physical/mental impairments prevent you from performing certain basic activities, such as…

Medicare Part D Prescription Drug Coverage

Medicare, the federal program, helps cover health care costs for people over 65 (and under 65 with certain disabilities), and is divided into four parts: Part A: Covers hospital and inpatient services Part B: Covers doctor visits and other outpatient services. Together, Parts A and B are referred to as…

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17 Questions to Ask About Your Prescription Drugs

Whether you were prescribed a new medication or have been taking Rx meds for some time, there are important questions you can ask your doctor to become better informed about the prescription drugs you take. Getting the facts about your medications and over-the-counter drugs can help prevent unintended consequences. For…

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Important Reasons to Plan Ahead for Long-Term Care

Long-term care is for anyone of any age who needs help taking care of themselves over an extended period of time due to disability, severe mental illness, disease, injuries, or medical events such as strokes or brain tumors. Many Americans turning age 65 will need long-term care, or long-term care services…

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Recommended Vaccines & Immunizations for Seniors

Immunizations for older adults are an important part of preventive care and just as important to your health as diet and exercise. The vaccine, or the shot you get from a medical professional, immunizes you against infectious diseases and significantly lowers your risk for getting certain diseases. This is especially…

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Prescription Drug & Food Interactions to Avoid

Some medications just don’t mix with certain foods (and drinks). Bananas, milk, kale, grapefruit juice, walnuts, bacon, black licorice, chocolate, and mozzarella can be delicious treats on their own, but when combined with certain prescription drugs, they can cause new side effects, worsen existing side effects, affect how your medications…

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9 Questions to Help Prevent Surprise Medical Bills

Unfortunately, many people are hit with surprise medical bills and fees after being treated by a healthcare provider at a clinic or hospital. Even when patients make every effort to understand their insurance policy and healthcare costs, it can be challenging to grasp detailed billing information, especially if you are…

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5 Pros of Using Medicare Agents to Find a Plan

Whether you’re new to Medicare or are a long-time Medicare beneficiary, an agent can help save you time, money, and your sanity when trying to navigate all your different Medicare options. You don’t have to wander around the confusing world of Medicare alone. Medicare agents are educators, guidance counselors, and…

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Does Medicare Pay for Prescription Drugs?

When becoming eligible for Medicare, many Medicare beneficiaries make the mistake of thinking they automatically get prescription drug coverage. This is not the case. Original Medicare (Part A and Part B) does not cover prescription drugs. If you want prescription drug coverage, you must join a plan run by an insurance company…