Learning Center

Will Medicare Cover a Scooter?

Motorized scooters can make a big difference in the lives of Medicare recipients who want to age in place. Independence can become a challenge as we age, but a scooter can help prevent or postpone the need for assisted living. Maintaining a safe environment is essential inside and outside your…

Choosing a Prescription Drug Plan During AEP

If you have Original Medicare and are enrolled in a Prescription Drug Plan (PDP), you may be considering making a change during this year’s Annual Election Period (AEP). Many Medicare recipients depend on prescription drugs to treat chronic illness, but expensive medications can have devastating effects on your financial well-being….

Will Medicare Cover a CPAP Machine?

Sleep apnea affects millions of people. Some do not notice they have occasional lapses in breath while sleeping. Others wake up feeling restless and achy after a long night of snoring. In more serious cases, sleep apnea can cause you to stop breathing dozens of times every hour. If you…

Will Medicare Pay for a Wheelchair?

If an illness has limited your mobility, a wheelchair can mean the difference between independence and assisted living, especially if you need help performing activities of daily living, such as bathing and dressing.  If you are eligible for Medicare because you are 65 years of age or older, or have…

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Coverage of Durable Medical Equipment

Are you aware that your durable medical equipment (DME) may be covered under Medicare? Medicare Part B (Medical Insurance) covers medically necessary durable medical equipment that your doctor prescribes for use in your home. Therefore, Medicare covers items like oxygen equipment and supplies, wheelchairs, walkers, and hospital beds ordered by…

Medicare: Who Pays First?
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Medicare: Who Pays First?

Who Pays First If I Have Other Health Coverage? If you have Medicare and other health coverage, each type of coverage is called a “payer.” When there’s more than one payer, “coordination of benefits” rules decide who pays first. The “primary payer” pays what it owes on your bills first, and then your provider sends the…

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Qualified Medicare Beneficiary Program

What is a Qualified Medicare Beneficiary (QMB) Program? The QMB program is a state program that helps covers the cost of Medicare premiums, deductibles and coinsurance that Medicare beneficiaries usually pay. You may be eligible for the QMB program if you are entitled to Medicare Part A coverage, and have…

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Medicare, Medicaid, & VA Military Benefits Differences

There are three major government programs that offer healthcare benefits: Medicare, Medicaid, and the U.S. Department of Veterans Affairs (VA, formerly the Veterans Administration). Eligibility is different for each program and will depend on things like income level, age, veteran status, and other requirements. In general, Medicare is a federal…

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How to Pay for Nursing Home Care

You may never need to move into any type of assisted living facility, but life can be unpredictable. Even though there are government programs that might be able to help you pay for some of the costs incurred by long term care, such as Medicare, Medicaid or VA benefits if…