Learning Center

California residents with active Medicare Supplement plans, also known as Medigap plans, have the unique opportunity to switch between certain plans annually without the need for medical underwriting. This opportunity is called the California Medigap Birthday Rule and when used, it ensures the policyholders will be accepted. Because there is…

During a year that has brought so much focus on your health and the health of those in your community, it can be challenging to make a decision to change your healthcare coverage. Medicare’s Annual Election Period may be the only opportunity to make changes to your Medicare healthcare coverage,…

Influenza, commonly referred to as the flu, is a virus that is active year-round. However, as the weather gets cooler, the number of flu cases increases. This increase in flu cases is called the annual flu season which extends from late September to early May. Unlike the common cold which…

Without question, 2020 has been a challenging year for everyone. The Covid-19 pandemic has made this especially challenging for seniors and all those with underlying health problems. Older citizens and individuals with medical issues have been staying at home to avoid coming in contact with the general population. Caregivers and…

If you are like millions of other Medicare recipients, you want healthcare that continues to meet your needs at a price you can afford. During Medicare’s Annual Election Period, also known as AEP, you can compare the plans in your area and enroll in a new plan if you find…

If you are satisfied with your Medicare coverage and your plan will continue to service your residential area in the upcoming year, you don’t have to make any changes to your insurance during Medicare’s Annual Election Period, or AEP. You may, however, be one of the many Medicare recipients who…

2020 has been a challenging year for everyone, with the weeks and months seemingly blending into one another as we work and study from home, continue to social distance, and hope for an end to this pandemic. With so many plans cancelled or postponed, it’s easy to forget that some…

The beauty of the summer season is having a lot of sunshine. But, with the sunshine comes plenty of higher heat temperatures and opportunities for time in the sun. For seniors and their caregivers, the warmer days bring concern for how to stay cool. The Center for Disease Control and…

Staying heart-healthy as we age can be a challenge. Heart disease is a significant cause of death in the senior population, so reducing this risk can help us stay well. Luckily, there are several things you can do to improve your heart health, be more active, and live a long,…