Learning Center

Medicare enrollment typically begins at age 65, or under the age of 65 if an individual qualifies because of certain permanent disabilities. Many eligible individuals are surprised to learn that they only have a limited amount of time each year to make major changes to their Medicare coverage. This period…

Medicare is a program designed to help seniors and other eligible Americans access quality healthcare at an affordable price; however, taking part in Medicare will include some out-of-pocket costs. While there are some state-sponsored healthcare and wellness programs available at no cost, including Medicaid and the Supplemental Nutrition Assistance Program…

As Americans are living longer, older individuals are more in need of senior care then ever. For some, this means having someone visit the home once a day or a few times a week to assist with general care and light housekeeping, but for others, around-the-clock medical care is required….

Canada is one of the United States’ closest allies on the world stage, but it is also a very important trade partner. Additionally, many Americans work in Canada while living in the United States, and travel between the two countries is common for leisure and commerce. Both countries also share…

The way in which Medicare repays a hospital for the services it provides to inpatient recipients can depend on several factors. What is the Difference Between Inpatient and Outpatient Stays? Knowing the difference between what counts as an outpatient or inpatient stay in a hospital can help you prepare for…

Any time you have questions concerning your Medicare insurance coverage, you can use the various tools that the Centers for Medicare & Medicare Services (CMS) and the Social Security Administration have put in place for your assistance. You can speak to a Medicare representative by calling their official toll-free phone…

Ever since 1935, the United States Railroad Retirement Board (RRB) has been administering social insurance and retirement benefits to all railroad workers in the country. Railroad workers do not receive their retirement benefits from the U.S. Social Security Administration as other workers do. While the RRB provides railroad workers and…

From 1999 to 2019, Medicare Advantage (Part C) enrollment almost doubled, as reported by Henry J. Kaiser Family Foundation (KFF), rising from 18% of Medicare beneficiaries to over 34% across this time period. The Congressional Budget Office (CBO) expects sign-ups to increase to about 47% by 2029, noting that Medicare…

More and more people are starting to work past the traditional retirement age of 65 and continue to get healthcare benefits through their employer. When this happens, and they also have Medicare benefits, questions arise. Understanding how Medicare works with your employer’s health insurance benefits or your spouse’s job can…