Learning Center

Why Should I Choose a PPO?

Medicare beneficiaries who enroll in a Part C, or Medicare Advantage, plan can expect to find a variety of options when it comes to how different plans manage their services and the access enrollees have to healthcare providers. A Preferred Provider Organization (PPO) plan is a type of Medicare Advantage…

What Drugs are Excluded from Part D Plans?

Whether you take medication on a daily basis to manage symptoms of a chronic medical condition or you occasionally need prescription drugs to treat acute healthcare concerns, there’s no denying that medications are an important part of the US healthcare system. As a result, many people who receive Medicare benefits…

What is the Part D late enrollment penalty?

Original Medicare benefits include Part A and Part B, but most Medicare recipient choose to enroll in Part D when they are first eligible for Medicare. Part D helps cover prescription drugs and is an optional plan available to Medicare beneficiaries. Although it is voluntary, a late penalty may be…

When Can I Enroll in a DSNP?

You may qualify for a Dual-Eligible Special Needs Plan (DSNP) if you get healthcare benefits from both Medicare and Medicaid. A DSNP is a type of Medicare Advantage plan that provides healthcare coverage for people who are eligible for both programs. Private insurance companies in many states offer DSNPs. These…

What are CMS Star Ratings?

Unfortunately, not all healthcare providers are created equal. Having a poor experience with a physician or other medical professional can be frustrating and mentally draining, but it can have a negative impact on your health and wellness. The Internet provides patients with the ability to leave reviews about their experiences…

What is a DSNP?

For millions of Americans who qualify as dual-eligible healthcare beneficiaries, trying to coordinate their health care with both Medicare and Medicaid services can be confusing. For this reason, there are Special Needs Plans from Medicare Advantage that provide you with a convenient way to manage your healthcare services under one…

When Can I Change My Prescription Drug Coverage?

Whether you have coverage through a standalone Part D prescription drug plan (PDP) or a Medicare Advantage plan paired with prescription drug coverage (also called MA-PD), you’ll be able to make changes to your coverage at certain times throughout the year. Initial Enrollment Period Medicare enrollment for those who are…

Can I get my prescriptions delivered with Medicare?

Upon eligibility for Medicare, the first step is to enroll in Part A and Part B. Drug coverage is offered to all Medicare recipients but requires enrolling in either a Medicare Prescription Drug Plan (PDP), or a Medicare Advantage that includes prescription drug coverage. Plans are sold by private insurance companies…