Learning Center

Common Questions About Your New Medicare Card

The Centers for Medicare & Medicaid Services (CMS) announced that new Medicare cards would be delivered to all Medicare recipients between April 2018 and April 2019. A new identification card will be delivered to anyone who receives Medicare benefits. Many Medicare recipients have questions about this change. Let’s answer some…

Replacing Your Medicare Card

When you are eligible for Medicare, your red, white and blue Medicare ID card arrives in the mail.  What happens when it’s lost, stolen, or damaged? There’s no need to worry. Replacing your Medicare card is easy! Your Medicare card arrives three months before your 65th birthday or your 25th…

Countdown to Medicare’s Annual Election Period

It may seem early, but Medicare’s Annual Election Period (AEP) will be here before you know it. With a limited time to make changes to your current Medicare coverage, you want to be prepared. Medicare’s Annual Election Period starts on October 15 and ends December 7. Getting Ready for AEP…

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What is the Medicare Donut Hole?

Did you know some Medicare prescription drug plans (PDPs) or Medicare Advantage plans with prescription drug coverage (MA-PDs) have annual coverage limits? If you reach the annual coverage limit, you enter a temporary coverage gap, called “the donut hole.” During this period, you begin to pay a higher percentage for…

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Services Covered by Medicare Part A & Part B

Medicare covers many tests, items and services like lab tests, surgeries, and doctor visits – as well as supplies, like wheelchairs and walkers. In general, Part A covers things like hospital care, skilled nursing facility care, hospice, and home health services. Medicare Part B covers medically necessary services and preventative…

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What Is Medicare Advantage? 

Medicare is a federal program that provides health insurance coverage for individuals over the age of 65, individuals under 65 with certain disabilities, and those diagnosed with ESRD. It’s divided into four parts; Part A, Part B, Part C, and Part D. Medicare Advantage Plans (Part C) are one of several options…

Do You Need Medicare if You Have VA Benefits?

Are you a veteran with medical coverage through the U.S. Department of Veterans Affairs (VA) who is eligible, or nearing eligibility for Medicare coverage? If you already have medical coverage through the VA health program, you may be wondering if you also need to enroll in Medicare. The answer is…