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Medicare Program

Medicare Program

Medicare is a federal health insurance program created in 1965 to help pay medical costs incurred by people over the age of 65, people with certain disabilities, and people with end-stage renal disease. Coverage consisted of two parts: Part A (hospital insurance) and Part B (medical insurance).

Medicare Part A is the portion of Medicare that is available premium free to all eligible individuals*. Medicare Part A provides services associated with hospital, hospice, skilled nursing care, and home health care.

Medicare Part B is the medical insurance portion of Medicare, which covers physician services, outpatient hospital care, and many other services typically covered under health insurance plans. Part B is financed through monthly premiums paid by enrollees and by contributions from the federal government.

The Medicare program, which is a federal program that helps senior citizens and certain other individuals pay for health care, is divided into parts; Part A, Part B, Part C, and Part D. Part C is an alternative to Parts A and B.

The Medicare program, which is a federal program that helps senior citizens and certain other individuals pay for health care, is divided into four parts.

All persons age 65 and older, whether disabled or not, who are entitled to receive Social Security benefits are eligible to enroll in Medicare. Enrollment at age 65 is automatic if you are already receiving Social Security benefits.

The QMB program covers the cost of Medicare premiums, deductibles and coinsurance that Medicare beneficiaries usually pay.

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Medicare & You 2017 Guide

Medicare & You Guide

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