Kaiser Family Foundation

Kaiser Family Foundation

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Enrollment in Medicare Advantage continues to climb steadily as spending reductions enacted in the Affordable Care Act reduce historical overpayments to the private plans, according to a new analysis by the Kaiser Family Foundation. But limits on out-of-pocket spending for Medicare-covered services are rising, providing less protection for enrollees with relatively high health care expenses.

Medicare Advantage enrollment grew in virtually all states and reached 16.8 million beneficiaries as of March 2015, an increase of more than 1 million people since the preceding March. Enrollment in Medicare Advantage plans, an alternative to traditional Medicare, has increased by 5.6 million people since the enactment of the ACA in 2010, according to the Foundation’s Medicare Advantage 2015 Spotlight: Enrollment Market Update, which analyzes trends in enrollment (nationally and by state), premiums, out of pocket limits, and quality ratings.