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Guide to Prescription Drug Coverage

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Guide to Prescription Drug Coverage

Tuesday, July 11, 2017 2:42 PM

What is a Medicare Part D Prescription Drug Plan?

Medicare Part D prescription drug coverage adds to your Medicare health care coverage and helps you pay for both brand-name and generic drugs. These Medicare drug plans are offered by private insurance companies approved by Medicare.

You Can Get Prescription Coverage Two Ways:

  1. Medicare Prescription Drug Plans (sometimes called "PDPs") add prescription drug coverage to Original Medicare, some Medicare Private Fee-for-Service (PFFS) Plans, some Medicare Cost Plans, and Medicare Medical Savings Account (MSA) Plans.
  2. Medicare Advantage Plans (like HMOs or PPOs) or other Medicare health plans can include prescription drug coverage. You generally get all of your Medicare Part A (Hospital Insurance), Medicare Part B (Medical Insurance), and Part D through these plans. Medicare Advantage Plans with prescription drug coverage are sometimes called "MA-PDs."

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Last Revised 11/15/2017